Cookies are small text files placed on your device when you visit a website. They are widely used to make websites function correctly, to improve user experience, and to provide information to website operators. Cookies may be "session cookies" which are deleted when you close your browser, or "persistent cookies" which remain on your device for a set period or until you delete them.
Similar technologies such as web beacons, pixel tags and local storage may also be used for similar purposes and are referred to collectively as "cookies" in this policy.
OtimizaFinanças uses cookies to ensure the proper functioning of our website and platform, to understand how visitors interact with our content, and to improve the overall experience. We categorise cookies as follows:
These cookies are essential for the website to function and cannot be disabled. They are typically set in response to actions you take, such as logging in, filling in forms, or setting privacy preferences. Without these cookies, services you have requested cannot be provided.
These cookies help us understand how visitors interact with our website by collecting information anonymously. This helps us improve the structure and content of our pages. These cookies are only set if you have consented to analytics cookies.
These cookies allow the website to provide enhanced functionality and personalisation, such as remembering your language preference. They may be set by us or by third-party providers whose services we use on our pages.
Marketing cookies may be used to track visitors across websites to display relevant content. These are only activated if you have given explicit consent. At this time, OtimizaFinanças does not use third-party marketing cookies.
Our use of strictly necessary cookies is based on our legitimate interest in providing a functioning website (Article 6(1)(f) GDPR). All other cookies are used only with your explicit consent (Article 6(1)(a) GDPR), which you provide through our cookie consent banner. You may withdraw consent at any time by adjusting your preferences through the cookie settings.
When you first visit our website, you will be presented with a cookie consent banner allowing you to accept all cookies, reject all non-essential cookies, or customise your preferences by category.
You can change your preferences at any time by clearing the consent cookie from your browser settings and revisiting the website, which will trigger the consent banner again.
You can also manage cookies through your browser settings. Most browsers allow you to refuse cookies, delete existing cookies, or receive a notification when a new cookie is set. Please note that disabling certain cookies may affect the functionality of our website. For guidance on managing cookies in your browser, visit:
Some cookies on our website are set by third-party services. These third parties have their own privacy and cookie policies, over which we have no control. When you consent to analytics cookies, Google Analytics cookies may be placed. Google's privacy policy is available at policies.google.com/privacy.
Cookies are retained for the periods indicated in Section 2 above. Session cookies are automatically deleted when you close your browser. Persistent cookies remain until they expire or until you delete them through your browser settings.
We may update this Cookie Policy periodically to reflect changes in the cookies we use or applicable regulations. The date of the most recent update is shown at the top of this page.
For questions about our use of cookies, please contact us at info@otimizafinancas.com or write to us at R. Albino Lapa 1B, 2610-301 Amadora, Portugal. You may also lodge a complaint with the Portuguese Data Protection Authority (CNPD) at www.cnpd.pt.